Account Updater Simplified.
Revenue Maximized.

CardSync is a revolutionary, first of its’ kind, Universal AU solution for the payments industry. Our Account Updater platform is truly independent, automated, and scalable for not just revenue protection but also revenue generation for qualified Resellers. CardSync works seamlessly within your UI & UX environment and manages the entire AU process with all four major Card Brands and procures respective card updates and any account closure notices from Card Issuers Worldwide.

Whether your company is a Visa Third Party Agent desiring to resell a robust Universal Account Updater solution to serve the merchants you are storing or tokenizing payment card data for OR an Enterprise Merchant storing your own customer card data for recurring, subscriptions, card on file, etcetera…

CardSync is the omnichannel solution for any PCI DSS Level 1 or 2 compliant environment requiring up to date payment card data.

Want to learn more? Get in touch with us.

Visa Registry

Account Updater Simplified.
Revenue Maximized.

CardSync is a revolutionary, first of its’ kind, Universal AU solution for the payments industry. Our Account Updater platform is truly independent, automated, and scalable for not just revenue protection but also revenue generation for qualified Resellers. CardSync works seamlessly within your UI & UX environment and manages the entire AU process with all four major Card Brands and procures respective card updates and any account closure notices from Card Issuers Worldwide.

Whether your company is a Visa Third Party Agent desiring to resell a robust Universal Account Updater solution to serve the merchants you are storing or tokenizing payment card data for OR an Enterprise Merchant storing your own customer card data for recurring, subscriptions, card on file, etcetera…

CardSync is the omnichannel solution for any PCI DSS Level 1 or 2 compliant environment requiring up to date payment card data.

Want to learn more? Get in touch with us.

Visa Registry
CardSync Don’t Change a Thing!

Don’t Change a Thing!

CardSync is an AU-as-a-Service platform that streamlines all AU requirements by Visa, MasterCard, American Express, and Discover. The CardSync platform enrolls merchants, processes inquiries and returns updated card data from Card Issuers Worldwide regardless of the Merchant’s ISO/MSP, Accruing Bank, and/or Processing Platform and without the need to pass Authorization Codes.

CardSync can be easily integrated and implemented via our RESTful APIs. CardSync delivers Independence and Freedom so you can keep existing card data stored and tokenized as is while CardSync keeps the card data up to date and relevant for continued revenue generation.

Get Started
  • 3 Out of 4 Consumers Worldwide:

Have payment card data stored with online a merchant.*

*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018

Pay-Per-Update

Only pay for the payment data that gets updated. Big picture: what you save in admin costs, efficiency and protection of your revenue will far outweigh your CardSync transactional fees.

  • 35% of Cardholders

Will forget to update their card information!**

**U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018

International Coverage

Ideal for International merchants, CardSync communicates with Card Issuers around the globe. We work with participating card issuers and wherever card brands are accepted.

Pay-Per-Update

Only pay for the payment data that gets updated. Big picture: what you save in admin costs, efficiency and protection of your revenue will far outweigh your CardSync transactional fees.

CardSync Pay-Per-Update
  • 35% of Cardholders

Will forget to update their card information!*

*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
CardSync International Coverage

International Coverage

Ideal for International merchants, CardSync communicates with Card Issuers around the globe. We work with participating card issuers and wherever card brands are accepted.

Simplified API

The CardSync API is purpose-built for easy implementation and the automation of the card brand requirements for Account Updater.

We have comprehensive API documentation and sandbox environment for easy developer implementation.

Create Sandbox

How it works.

CardSync How It Works

At regular intervals, select the data that will be used for billing in the upcoming cycle. Submit the data batches to CardSync and within a few days, you’ll have updates for all data that has been changed — either new card data, a confirmation the existing card is valid, or an indication that the card has been closed.

FAQs

Here are some common questions and answers to help you get started.

Please fill out our contact form here. We’ll get you set up with an API key and you can test out the API immediately in our sandbox. We’ll be in touch to get your production account set up.

As a RESTful API, you can use CardSync from virtually any platform or programming language.

Our batch update process allows you to trigger updates at any time. Results may take up to five business days to be returned, so this API is not intended to be used on-the-fly.

In the US, Visa, MasterCard, and Discover are supported. American Express will be supported in early 2021. Internationally, those same brands, are supported depending on the issuing bank’s participation.

After submitting a batch of card number inquiries, CardSync communicates to all respective card issuers for any updates. Results can appear within hours, but the full batch can take up to five business days to complete.

CardSync Account Updater is available worldwide.

Yes, CardSync Account Updater will work even if you manage your own cards. Card data needs to be in a PCI-DSS compliant environment. PCI AOC will be required. You maintain control over your own data. You’ll simply pass inquiry batches.

Generally speaking, for a recurring charge service, you should request updates one to two weeks prior to the billing date. For card on file updates, you should submit inquiries monthly or on your average transaction cycle.

How it works.

At regular intervals, select the data that will be used for billing in the upcoming cycle. Submit the data batches to CardSync and within a few days, you’ll have updates for all data that has been changed — either new card data, a confirmation the existing card is valid, or an indication that the card has been closed.

FAQs

Here are some common questions and answers to help you get started.

Please fill out our contact form here. We’ll get you set up with an API key and you can test out the API immediately in our sandbox. We’ll be in touch to get your production account set up.

As a RESTful API, you can use CardSync from virtually any platform or programming language.

Our batch update process allows you to trigger updates at any time. Results may take up to five business days to be returned, so this API is not intended to be used on-the-fly.

In the US, Visa, MasterCard, and Discover are supported. American Express will be supported in early 2021. Internationally, those same brands, are supported depending on the issuing bank’s participation.

After submitting a batch of card number inquiries, CardSync communicates to all respective card issuers for any updates. Results can appear within hours, but the full batch can take up to five business days to complete.

CardSync Account Updater is available worldwide.

Yes, CardSync Account Updater will work even if you manage your own cards. Card data needs to be in a PCI-DSS compliant environment. PCI AOC will be required. You maintain control over your own data. You’ll simply pass inquiry batches.

Generally speaking, for a recurring charge service, you should request updates one to two weeks prior to the billing date. For card on file updates, you should submit inquiries monthly or on your average transaction cycle.

Tell us about your business.

We can’t wait to help you.

The more information you provide, the better we can respond in a way that’s most helpful to you.

Please fill out the form provided and we’ll get back to you within one business day.

CardSync Privacy Policy

Visa® Registry

Our Partners

Visa® Account Updater (VAU)

Visa® Account Updater
(VAU)

Mastercard® Automatic Billing Updater (ABU)

Mastercard® Automatic
Billing Updater (ABU)

American Express® Cardrefresher™

American Express®
Cardrefresher™

Discover® Global Network Account Updater

Discover® Global Network
Account Updater

Visa® Registry

Our Partners

Visa® Account Updater (VAU)

Visa® Account Updater
(VAU)

Mastercard® Automatic Billing Updater (ABU)

Mastercard® Automatic
Billing Updater (ABU)

American Express® Cardrefresher™

American Express®
Cardrefresher™

Discover® Global Network Account Updater

Discover® Global Network
Account Updater