Account Updater Simplified.
Revenue Maximized.
CardSync is a revolutionary, first of its kind, SaaS, Universal Account Updater Platform regardless of a Merchant’s Acquiring Bank or Processing Platform. Truly independent, automated, and scalable for revenue protection and revenue generation for qualified Partners. CardSync works seamlessly within your environment and manages the entire Account Updater (AU) process with all Card Brands and Card Issuers participating worldwide. CardSync procures PAN updates, expiry changes, account closures, Issuer BIN changes, etc. directly and seamlessly from the Card Brands and Issuing Banks all within your merchant environment.
Whether your company is a Visa Third Party Agent desiring to resell and provide robust and managed AU solution to serve your merchants OR an PCI DSS Level 1 or 2 Merchant storing your own card data, CardSync provides a full and automated AU solution for all recurring, subscription, and credential on file business models.
CardSync provides a scalable omnichannel opportunity for any PCI DSS Level 1 or 2 compliant environment requiring up-to-date payment card data.
Want to learn more? Get in touch with us.
- 33% of all debit and credit cards:
are reissued annually and require updating*
*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
Account Updater Simplified.
Revenue Maximized.
CardSync is a revolutionary, first of its kind, Universal Account Updater (SaaS) Platform regardless of a Merchants Acquiring Bank or Processing Platform. Truly independent, automated, and scalable for revenue protection and revenue generation for qualified Partners. CardSync works seamlessly within your UI & UX environment and manages the entire AU process with all Card Brands and Card Issuers participating worldwide. CardSync procures PAN updates, expiry changes, account closures, Issuer BIN changes, etc. directly and seamlessly from the Card Brands and Issuing Banks all within your merchant environment.
Want to learn more? Get in touch with us.
- 33% of all debit and credit cards:
are reissued annually and require updating*
*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
Don’t Change a Thing!
CardSync is an AU SaaS platform that manages and streamlines all AU requirements by Visa, MasterCard, American Express, and Discover Global Network. CardSync enrolls and approves merchants as required by Card Brands, processes inquiries, sorts card brands and issuers, transmits to card issuers, and returns updated card data and other responses from participating Card Issuers Worldwide. CardSync serves all Merchants regardless of the Merchant’s ISO/MSP, Acquiring Bank, and/or Processing Platform and without requiring any Authorization Codes.
CardSync can be easily integrated and implemented via our RESTful APIs. CardSync delivers Independence and Freedom so you can keep existing card data stored and tokenized as is while CardSync keeps the card data current and relevant for continued revenue generation.
- 3 Out of 4 Consumers Worldwide:
Have payment card data stored with online a merchant.*
*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
Pay-Per-Update
Only pay for the payment data that gets updated. Big picture: what you save in admin costs, recurring sales efficiency, customer appreciation, revenue protection, and reduction in PCI exposure with manually handling updated card data will far outweigh CardSync’s industry competitive fees.
35% of Cardholders
Will forget to update their card information!**
**U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
International Coverage
Ideal for International merchants, CardSync communicates with Card Issuers around the globe. We work with participating card issuers and wherever card brands are accepted.
Pay-Per-Update
Only pay for the payment data that gets updated. Big picture: what you save in admin costs, efficiency and protection of your revenue will far outweigh your CardSync transactional fees.
35% of Cardholders
Will forget to update their card information!*
*U.S. statistics, cited in Credential-on-file Pain Point Research conducted by Engine Group Inc., June 2018
International Coverage
Ideal for International merchants, CardSync communicates with Card Issuers around the globe. We work with participating card issuers and wherever card brands are accepted.
Simplified API
The CardSync API is purpose-built for easy implementation and the automation of the card brand requirements for Account Updater.
We have comprehensive API documentation and sandbox environment for easy developer implementation.
How it works.
At regular intervals, select the data that will be used for billing in the upcoming cycle. Submit the data batches to CardSync and within a few days, you’ll have updates for all data that has been changed — either new card data, a confirmation the existing card is valid, or an indication that the card has been closed.
FAQs
Here are some common questions and answers to help you get started.
Please fill out our contact form here. We’ll get you set up with an API key and you can test out the API immediately in our sandbox. We’ll be in touch to get your production account set up.
As a RESTful API, CardSync is platform-neutral. So you can use CardSync from any system that can make REST API calls over HTTPS.
Our batch update process allows you to trigger updates at any time. Results may take up to five business days to be returned, so this API is not intended to be used in real-time.
After submitting a batch of card number inquiries, CardSync communicates to all respective card issuers for any updates. Results can appear within hours, but the full batch can take up to five business days to complete.
CardSync Account Updater is available worldwide.
Yes, CardSync Account Updater will work even if you manage your own cards. Card data needs to be in a PCI-DSS compliant environment. PCI AOC will be required. You maintain control over your own data. You’ll simply pass inquiry batches.
Generally speaking, for a recurring charge service, you should request updates one to two weeks prior to the billing date. For card on file updates, you should submit inquiries monthly or on your average transaction cycle.
How it works.
At regular intervals, select the data that will be used for billing in the upcoming cycle. Submit the data batches to CardSync and within a few days, you’ll have updates for all data that has been changed — either new card data, a confirmation the existing card is valid, or an indication that the card has been closed.
FAQs
Here are some common questions and answers to help you get started.
Please fill out our contact form here. We’ll get you set up with an API key and you can test out the API immediately in our sandbox. We’ll be in touch to get your production account set up.
As a RESTful API, you can use CardSync from virtually any platform or programming language.
Our batch update process allows you to trigger updates at any time. Results may take up to five business days to be returned, so this API is not intended to be used on-the-fly.
In the US, Visa, MasterCard, and Discover are supported. American Express will be supported in early 2021. Internationally, those same brands, are supported depending on the issuing bank’s participation.
After submitting a batch of card number inquiries, CardSync communicates to all respective card issuers for any updates. Results can appear within hours, but the full batch can take up to five business days to complete.
CardSync Account Updater is available worldwide.
Yes, CardSync Account Updater will work even if you manage your own cards. Card data needs to be in a PCI-DSS compliant environment. PCI AOC will be required. You maintain control over your own data. You’ll simply pass inquiry batches.
Generally speaking, for a recurring charge service, you should request updates one to two weeks prior to the billing date. For card on file updates, you should submit inquiries monthly or on your average transaction cycle.
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Our Partners
Visa® Account Updater
(VAU)
Mastercard® Automatic
Billing Updater (ABU)
American Express®
Cardrefresher™
Discover® Global Network
Account Updater
UnionPay Account Updater
By Discover® Global Network
JCB Account Updater
By Discover® Global Network
All third-party trademarks (including logo and icons) referenced by CardSync are the property of their respective owners. All references to third party trademarks are to strictly identify the corresponding third party services and intended to constitute nominative fair use under applicable trademark laws.
Our Partners
Visa® Account Updater
(VAU)
Mastercard® Automatic
Billing Updater (ABU)
American Express®
Cardrefresher™
Discover® Global Network
Account Updater
UnionPay Account Updater
By Discover® Global Network